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	<title>Moneywise24 Personal Finance &#187; Shopping</title>
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	<description>Managing your Personal Finances Wisely</description>
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		<title>Credit Cards and How to Use them Intelligently</title>
		<link>http://www.moneywise24.com/2009/12/credit-cards-and-how-to-use-them-intelligently/</link>
		<comments>http://www.moneywise24.com/2009/12/credit-cards-and-how-to-use-them-intelligently/#comments</comments>
		<pubDate>Sun, 13 Dec 2009 15:52:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=253</guid>
		<description><![CDATA[Without doubt, since the world&#8217;s first credit card, issued by Diners Club, credit cards have become an integral part of our lives. Some people swear to have only one credit card, whereas others are committed to having different credit cards for different purposes and needs. Nevertheless, using credit cards unwisely can potentially lead to great [...]]]></description>
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		<title>How Marketing Tricks Our Mind</title>
		<link>http://www.moneywise24.com/2009/11/how-marketing-tricks-our-mind/</link>
		<comments>http://www.moneywise24.com/2009/11/how-marketing-tricks-our-mind/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 21:31:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Society]]></category>
		<category><![CDATA[campaigns]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[emotions]]></category>
		<category><![CDATA[innovations]]></category>
		<category><![CDATA[items]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[products]]></category>
		<category><![CDATA[promotion]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[scarcity]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=151</guid>
		<description><![CDATA[It is not that I don't like marketing; on the contrary, I studied marketing myself, and I believe it is a great tool for presenting new and innovative products to the crowd.  But the principles of marketing go much further than simply informing the]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How to Reduce Your Debt in 5 Steps</title>
		<link>http://www.moneywise24.com/2009/11/how-to-reduce-your-debt-in-5-steps/</link>
		<comments>http://www.moneywise24.com/2009/11/how-to-reduce-your-debt-in-5-steps/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 23:16:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[consultant]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=67</guid>
		<description><![CDATA[Being in debt has become quite normal in today's world: people buy real estate and take a mortgage, a loan is taken in order to buy a car, a television or the newest Playstation is quickly bought with the credit card, and this month's phone bill seemed to bit slightly higher than usual. Actually, debt does not have to be all that bad... if it planned and under control.]]></description>
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		<title>Should You Go for Price or Quality?</title>
		<link>http://www.moneywise24.com/2009/11/should-you-go-for-price-or-quality/</link>
		<comments>http://www.moneywise24.com/2009/11/should-you-go-for-price-or-quality/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 20:05:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[companies]]></category>
		<category><![CDATA[discount]]></category>
		<category><![CDATA[electronics]]></category>
		<category><![CDATA[fashion]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[quality]]></category>
		<category><![CDATA[rebate]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[shop]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=44</guid>
		<description><![CDATA[I wanted to write this short post as a reaction to a phenomenon I saw yesterday at a discount store: hundreds of people were running around in a discount store, which sold many items at extremely low prices. People were virtually falling over each other, just in order to get the cheapest item available. I got curious, and went in.]]></description>
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		<title>The Top Reason Why I Postpone Buying Fashion</title>
		<link>http://www.moneywise24.com/2009/11/the-top-reason-why-i-postpone-buying-fashion/</link>
		<comments>http://www.moneywise24.com/2009/11/the-top-reason-why-i-postpone-buying-fashion/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 19:59:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[clothing]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[discount]]></category>
		<category><![CDATA[fashion]]></category>
		<category><![CDATA[rebate]]></category>
		<category><![CDATA[season]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[trends]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=38</guid>
		<description><![CDATA[The fashion industry is a very fast-paced environment, continuously searching for new trends and endeavouring to anticipate what will, or should, be 'in' next season. Usually designers, manufacturers and retail are already looking at the next season before this season is over.]]></description>
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		<title>Bargaining Might Pay Out</title>
		<link>http://www.moneywise24.com/2009/11/bargaining-might-pay-out/</link>
		<comments>http://www.moneywise24.com/2009/11/bargaining-might-pay-out/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 11:43:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[bargain]]></category>
		<category><![CDATA[bargaining]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=26</guid>
		<description><![CDATA[I tried following the same principle, and during a month I asked many different salespeopel whether he would bargain. I did receive a lot of "no's", but also a "yes" a couple of time. Even my favourite shop, where I buy shirts, gave me a 8 Euro discount on 2 shirts, provided I would buy two and not just one. Since I buy at least 10 shirts per year, that is a discount of 45 Euros per year. It might not seem much... but as they say, small amounts also count.]]></description>
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		<title>The Convenience of Things</title>
		<link>http://www.moneywise24.com/2009/11/the-convenience-of-things/</link>
		<comments>http://www.moneywise24.com/2009/11/the-convenience-of-things/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 11:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[convenience items]]></category>
		<category><![CDATA[emotion]]></category>
		<category><![CDATA[Expenses]]></category>
		<category><![CDATA[fast food]]></category>
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		<category><![CDATA[McDonalds]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Starbucks]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=20</guid>
		<description><![CDATA[In the past I could have lived an easy-going month, with little financial activity, and by the end of the month I would notice 150 Dollars is missing from my budget, without really knowing what I spent it on. I could not track this amount anywhere.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>The Future Value of your Money</title>
		<link>http://www.moneywise24.com/2009/11/the-future-value-of-your-money/</link>
		<comments>http://www.moneywise24.com/2009/11/the-future-value-of-your-money/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 11:35:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=17</guid>
		<description><![CDATA[As soon as you spend money, it is gone and you will never get it back. Surely you will earn some more money, but it is not the same money. You have lost the money, unavailable for investing it, unavailable for paying back debt. Looking at things differently, you may actually have spent much more on your purchase.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Difference between Needs and Wants</title>
		<link>http://www.moneywise24.com/2009/11/the-difference-between-needs-and-wants/</link>
		<comments>http://www.moneywise24.com/2009/11/the-difference-between-needs-and-wants/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 11:31:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[discounts]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[needs]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[wants]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=13</guid>
		<description><![CDATA[We all want a big estate, a powerful car, stylish clothes from the finest brands, and so on. While many of these things certainly can be realised, having a grip on your finances is all about identifying your own and personal ‘needs’ and ‘wants’, and acting accordingly.]]></description>
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		<slash:comments>1</slash:comments>
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