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Good Intentions for 2010 – Personal Change Management 6

Posted on December 28, 2009 by admin

signI read an utmost interesting article today at the Financial Samurai website, about rational decisions and how it may impact the lives of individuals. Although the story itself is about rational or irrational decision making processes, I find it utmost interesting how in some examples within the article, the subject decides to make a change in his or her lifestyle, whereas in other examples the individual does not.

 This automatically led me to the following thought:

Often we have good intentions and ideas around New Year’s Eve, but we tend to implement only a small part of it, if at all. We usually kick off in the new year following our good intentions, only to find ourself following old habits in February again. Additionally, perhaps we still remember how we definitely and enthousiastically made decisions years ago, only to find today that the idea has never turned into action.

The power of habit

People are very habitual creatures, and generally we don’t like change; whether it is a new job, starting to do sports, quit smoking, or any form of activity which requires some form of effort. Through our habits, which we have trained over years and years, we are conditioned to act and respond in certain ways during certain situations. Not uncommonly, such habits develop during childhood and adolecense. We have grown to become accustomed to them, perhaps even emotionally attached, which makes them even hard to change.

Such habits may include smoking, eating too much, or doing (too little) sports. It can be extremely hard to permanently break through the barrier of bad habit, since in many cases there is some form of physical reaction involved. As an example, take a person eating too much, who would like to change his eating habits in the new year. To those, who are already in the habit of eating not too much and healthy, it might seem as an easy task. However, we tend to neglect the fact that a body has the capability of adapting itself to the conditions it is faced: an overweight person, suddenly reducing the amount of food he/she consumes each day, will start to feel a contunious hungry feeling.

Or take the example of an individual, who spends a lot of money each day for shopping. Shopping temporarily releases endorphines in the body of an individual, causing a bliss of excitement and happiness. Much like smoking, giving up shopping will reduce the daily amount of endorphines in the body and may cause unhappiness or even slight depressions.

The belief system

In addition to habits, people develop a belief system throughout their lives. Usually, beliefs are unconsciously formed through experiences (both pleasant and unpleasant), and generally dictate the unconscious behavior of an individual. Together with a person’s genetical programming, it makes each person unique. It is the reason why one person loves to take risks, whereas another does not; Some people can start conversations with people easily, whereas others are too shy to do so.

Beliefs also have a great impact on how we see things, and the habits we develop. For example, many people are holding on to their own jobs due to insecurity, or perhaps fear of the unknown, and fear of change. Additionally, the ability to build large social networks or the ability to build a business is not uncommonly the result of previous experiences in life.

The cycle of change

Changing old habits or beliefs requires a lot of persistance. Usually, there are four stages of change:

  • The unconscious “old” behavior refers to specific behavour or habits which we are unconscious of. We do them without thinking, and we do not realize that changing them may improve the quality of our lives.
  • Conscious “old” behavior refers to the stadium where we have identified the behavior or habits which need change, but we still do them.
  • In the stadium of  conscious “new” behavior, we have actually changed our behavior and habits to where we want it to be, but we still have to push and remind ourselves to keep it up. We are continuously doing these things consciously, and there is still a huge risk of falling back in our old and unwanted behavior.
  • Unconscious “new” behavior is when we unconsciously have adopted our new behavior and habits, and do them without thinking about them.

Planning your initiatives for 2010

If you want to plan your initiatives for 2010, you will need to develop a method in order to be able to do this effectively. Each person is different, so your method will surely be unique. However, the following guidelines are intended to help you plan a bit ahead, and make some change in 2010:

Do not plan too much: many people plan too much for the new year; they want to quit smoking, eat less, do more sports, change jobs, buy a new apartment, buy a new car, get married, and so on. When thinking over your personal changes for the new year, think them over carefully and prioritize them. Do not plan too much, but stick to two, three, perhaps four major changes in the new year. This will let you keep the overview.

Be specific: Be as specific as you can. For example, if you would like to lose weight, plan how much you want to lose within which time span. If you want to do more sports, think about what kind of sports you want to do, where you would do it, how much it would cost, and how often a week you want to do it. Make a plan, and stick to it.

Be realistic: Keep your changes as realistic as possible. It is great if you plan to do sports each day, but if you work two jobs and have a family to take care of, this is simply too ambitious. You may want to reduce it to two or three times a week, which is much more realistic.

What will make the difference?: Last, you may need to think about whether the planned change is indeed going to have the desired effect. For example, you may plan for 2010 to cut down further on necessary expenses. However, are you really spending that much, or are you simply in need for the next step in your career? Or perhaps you are thinking about buying a nice sports car? But then, why haven’t you bought a sports car until now? Or are you rather referring to financially being able to buy youself a sports car? Perhaps in that case it is necessary to focus on cutting down expenses, or advancing your career, in stead of focussing on the car.

Be committed: Being committed is like making a promise to yourself. Stick to you planned changes, and always keep them in mind. Keep to your own promise, and be faithful to yourself.

Whatever people plan for 2010, many of them fail to keep up with them. Usually, changes are not kept up with due to light heartedness or a lack of commitment. Also many people tend to have too many things on their New Year’s wishlist.

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The top reasons why you want to spend Christmas at home 0

Posted on December 13, 2009 by admin

1157179_airportChristmas is a joyful time; it is a time to spend with family, good friends, and simply enjoy being together and sharing the good times. Nevertheless, many people decide to spend their Christmas possibly as far away as possible. How about spending Christmas in Las Vegas, Miami, or traveling to Bangkok to enjoy a traditional Thai massage?

Although traveling is fun, exciting and even educational, there are a few top reasons why you may do yourself a favor and spend Christmas at home.

High Price

Traveling comes at a price, and this is especially true during Christmas. Believe it or not, you are not the only one thinking about spending Christmas in another city or country. The demand for flights and hotels is extremely high during the Christmas and New Year’s Eve period, driving prices high. In fact, prices are probably the highest during this time of the year. A simple non-stop return ticket to Europe may cost you as much as nearly two thousand Dollars for an Economy Class ticket; just mind, that during other times in the year, Economy Class tickets for similar flights may easily be obtained at 600 Dollars or even less on regular non-stop flights. Additionally, if you are not visiting friends or family, you will need to spend some money on a hotel or a place to stay. These prices are also literally sky-rocketing during this time of the year; the high demand of travelers makes it possible for hotels to ask much higher fees than they would otherwise.

Stress

Staying home for Christmas and New Year’s Eve can save you a lot of stress. Think about all the millions of passengers and travelers, extremely long waiting lines, and the high amount of traffic on the road. Traveling is definitely most fun when done in a stress-free environment. In fact, most fights between family and friends occur during holidays and travel, due to the elevated stress factor. You may do yourself a big favor by staying at home during this time of the year.

Weather

The weather during winter can be quite tricky. Think about unforeseen snow storms, cancelled flights, or sudden fluctuations in temperature; all the more reason to stay in your own house or apartment.

If you still do not want to celebrate this time of the year at home, consider the following tips, which might save you a lot of hassle:

  • Plan well in advance. Planning 6 or more months in advance will ensure that some low fare tickets and prices may still be available. The longer you wait for planning a trip during this time of the year, the more prices will go up, punishing you for making last-minute decisions.
  • Do not travel the week before Christmas or the week after New Year’s Eve: these are weeks where most people want to travel. This could possibly mean, that you need to take a long holiday or vacation, but the benefit is you will avoid the peak traveling periods.

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