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	<title>Moneywise24 Personal Finance &#187; money</title>
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	<link>http://www.moneywise24.com</link>
	<description>Managing your Personal Finances Wisely</description>
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		<item>
		<title>Learning How To Prosper</title>
		<link>http://www.moneywise24.com/2010/02/learning-how-to-prosper/</link>
		<comments>http://www.moneywise24.com/2010/02/learning-how-to-prosper/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 11:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Headline]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[rich]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=425</guid>
		<description><![CDATA[Author: David Beairsto
Becoming Healthy, Wealthy and Wise
Change is essential for anyone wanting to make a difference in this world. Knowing how to prosper, like knowing any process, starts by embracing change as a way of lfie.
Moving from one fixed point to a desired conclusion requires action. Action by definition is the opposite of being fixed or permanent. While our current state and our desired conclusion may be inactive reference points, the process of moving from the beginning to the end is fraught with activity.
You Can’t Win Unless You Finish The ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Do We Take Financial Decisions, That Are Bad For Us?</title>
		<link>http://www.moneywise24.com/2009/12/why-do-we-take-financial-decisions-that-are-bad-for-us/</link>
		<comments>http://www.moneywise24.com/2009/12/why-do-we-take-financial-decisions-that-are-bad-for-us/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 20:46:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[emotions]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[research]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=277</guid>
		<description><![CDATA[We continuously hear about how people make unwise financial decisions, and how we rely too much on our emotions. We tend to think &#8220;this will not happen to me, I am a smart and educated person&#8221;. A documentary I saw yesterday demonstrated the exact opposite. Below, I would like to take the opportunity to recap two scenarios of yesterday&#8217;s documentary, and the results.
5 Euros now, or 40 Euros in six weeks
Different random people on the streets were offered a 5 Euro bill on the spot, or they had the option ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Balanced Living Standards: Cheap, Cheaper, Cheapest?</title>
		<link>http://www.moneywise24.com/2009/12/balanced-living-standards-cheap-cheaper-cheapest/</link>
		<comments>http://www.moneywise24.com/2009/12/balanced-living-standards-cheap-cheaper-cheapest/#comments</comments>
		<pubDate>Mon, 07 Dec 2009 18:05:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[living]]></category>
		<category><![CDATA[living standard]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=216</guid>
		<description><![CDATA[I stumbled upon an article the other day, unfortunately I only quickly browsed the site and completely failed to write down the URL. Nevertheless, the article was an interesting one; it described how a woman from Latin America paid back her 25,000 USD loan within a couple of years, by taking on two jobs, letting her children live with her parents, and moving into a 100 USD per month apartment.
Although when I read the article, I felt great empathy and respect for the woman paying off a huge debt within ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Book Review: Outliers by Malcolm Gladwell</title>
		<link>http://www.moneywise24.com/2009/11/book-review-outliers-by-malcolm-gladwell/</link>
		<comments>http://www.moneywise24.com/2009/11/book-review-outliers-by-malcolm-gladwell/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 19:58:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[ambition]]></category>
		<category><![CDATA[Bill Gates]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[outliers]]></category>
		<category><![CDATA[passion]]></category>
		<category><![CDATA[rich]]></category>
		<category><![CDATA[success]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=81</guid>
		<description><![CDATA[In his book Outliers, Malcolm Gladwell takes a closer look at what makes people so successful, and why. In an entertaining and well written way, Outliers explains the relationships between hard work, ambition, passion, and pure luck, using many real-life examples, such as that of Bill Gates. All examples and theories described in the book are the result of extensive research.]]></description>
		<wfw:commentRss>http://www.moneywise24.com/2009/11/book-review-outliers-by-malcolm-gladwell/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Book Review: Think Like a Billionaire, by Donald Trump</title>
		<link>http://www.moneywise24.com/2009/11/book-review-think-like-a-billionaire-by-donald-trump/</link>
		<comments>http://www.moneywise24.com/2009/11/book-review-think-like-a-billionaire-by-donald-trump/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 11:19:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[billionaire]]></category>
		<category><![CDATA[Donald Trump]]></category>
		<category><![CDATA[millionaire]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[rich]]></category>
		<category><![CDATA[Trump]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=71</guid>
		<description><![CDATA[&#8220;In a world of more than six billion people, there are only 587 billionaires&#8221; are the first words the book starts with. But what does it take to belong to that so much desired exclusive club?
In his book Think Like a Billionaire &#8211; Everything You Need to Know About Success, Real Estate, and Life, Donals Trump litterally takes the reader inside the mind of one of world&#8217;s most famous billionaires: himself. With his colloquial writing style, Donals quickly fascinates the reader and introduces him/her into the world of real estate, attorneys, marriage, ...]]></description>
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		</item>
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		<title>Should You Go for Price or Quality?</title>
		<link>http://www.moneywise24.com/2009/11/should-you-go-for-price-or-quality/</link>
		<comments>http://www.moneywise24.com/2009/11/should-you-go-for-price-or-quality/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 20:05:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[companies]]></category>
		<category><![CDATA[discount]]></category>
		<category><![CDATA[electronics]]></category>
		<category><![CDATA[fashion]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[price]]></category>
		<category><![CDATA[quality]]></category>
		<category><![CDATA[rebate]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[shop]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=44</guid>
		<description><![CDATA[I wanted to write this short post as a reaction to a phenomenon I saw yesterday at a discount store: hundreds of people were running around in a discount store, which sold many items at extremely low prices. People were virtually falling over each other, just in order to get the cheapest item available. I got curious, and went in.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Balance Your Life: Why Money isn&#8217;t Everything</title>
		<link>http://www.moneywise24.com/2009/11/balance-your-life-why-money-isnt-everything/</link>
		<comments>http://www.moneywise24.com/2009/11/balance-your-life-why-money-isnt-everything/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 19:54:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[fitness]]></category>
		<category><![CDATA[happyness]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[relationship]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=34</guid>
		<description><![CDATA[For quite some time I was pretty obsessed with money; I wanted more, bigger salaries, huge cars, the list is endless. This obsession started when I moved to a larger city right after I graduated, and I felt really bad to be at the bottom of the ladder, just starting my career from scratch. I saw BMWs and Porches driving around, peope I met were bragging about their brand new penthouse in the city center, a Maserati comes by with a 20-year old blonde at the wheel. I got so caught up with what I ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bargaining Might Pay Out</title>
		<link>http://www.moneywise24.com/2009/11/bargaining-might-pay-out/</link>
		<comments>http://www.moneywise24.com/2009/11/bargaining-might-pay-out/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 11:43:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[bargain]]></category>
		<category><![CDATA[bargaining]]></category>
		<category><![CDATA[costs]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Relationships]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=26</guid>
		<description><![CDATA[I tried following the same principle, and during a month I asked many different salespeopel whether he would bargain. I did receive a lot of "no's", but also a "yes" a couple of time. Even my favourite shop, where I buy shirts, gave me a 8 Euro discount on 2 shirts, provided I would buy two and not just one. Since I buy at least 10 shirts per year, that is a discount of 45 Euros per year. It might not seem much... but as they say, small amounts also count.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Benefits of an Emergency Account</title>
		<link>http://www.moneywise24.com/2009/11/the-benefits-of-an-emergency-account/</link>
		<comments>http://www.moneywise24.com/2009/11/the-benefits-of-an-emergency-account/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 11:42:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[back-up]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[crash]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[emergencies]]></category>
		<category><![CDATA[emergency account]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=24</guid>
		<description><![CDATA[I was thinking a few things over last night, amont others how my financial situation would look if everything crashed: stocks plummet and I would lose my job due to a financial crisis. In my case, this wouldn't look good at all.]]></description>
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		</item>
		<item>
		<title>The Convenience of Things</title>
		<link>http://www.moneywise24.com/2009/11/the-convenience-of-things/</link>
		<comments>http://www.moneywise24.com/2009/11/the-convenience-of-things/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 11:38:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[convenience items]]></category>
		<category><![CDATA[emotion]]></category>
		<category><![CDATA[Expenses]]></category>
		<category><![CDATA[fast food]]></category>
		<category><![CDATA[impulsive]]></category>
		<category><![CDATA[McDonalds]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[Shopping]]></category>
		<category><![CDATA[Starbucks]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=20</guid>
		<description><![CDATA[In the past I could have lived an easy-going month, with little financial activity, and by the end of the month I would notice 150 Dollars is missing from my budget, without really knowing what I spent it on. I could not track this amount anywhere.]]></description>
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