The economic times we live in put many individuals under pressure; the recession, unemployment, more competition. But also inflation, and rising prices in general make the need to save more money where possible essential. Yet many people are literally throwing away their money, by using their homes or living environments very inefficiently.
There are, however, some very small things you can do in order to save money. In most cases, these may require a small investment at first, but they will be paid back quite soon considering the savings. Let’s get …

We are so proud of the fact, that we are so international and the world is at our feet; the world has become so small, we can travel to anywhere in the world within 24 hours, live a few years in Asia, make a career in Europe, and then settle down perhaps in Brazil at the age of 55. Or are we?
A discussion I had with a friend of mine yesterday, actually demonstrates that we are proud of something that does not really exist. My friend comes from an Eastern European …

I stumbled upon an article the other day, unfortunately I only quickly browsed the site and completely failed to write down the URL. Nevertheless, the article was an interesting one; it described how a woman from Latin America paid back her 25,000 USD loan within a couple of years, by taking on two jobs, letting her children live with her parents, and moving into a 100 USD per month apartment.
Although when I read the article, I felt great empathy and respect for the woman paying off a huge debt within …