I read an utmost interesting article today at the Financial Samurai website, about rational decisions and how it may impact the lives of individuals. Although the story itself is about rational or irrational decision making processes, I find it utmost interesting how in some examples within the article, the subject decides to make a change in his or her lifestyle, whereas in other examples the individual does not.
 This automatically led me to the following thought:
Often we have good intentions and ideas around New Year’s Eve, but we tend to implement only …