Yesterday I had written my review for 2009, in which I had identified quite some pros and cons for the year. Today, being the last day, I want to focus on 2010, and my commitments. As I had written in the article Good Intentions for 2010 – Personal Change Management not to focus on too many items simultaneously, I will keep my list short.
A start towards financial independence
My main goal for 2010 is to start working on being financially independent. I remember many conversations I had with friends about this …

I read an utmost interesting article today at the Financial Samurai website, about rational decisions and how it may impact the lives of individuals. Although the story itself is about rational or irrational decision making processes, I find it utmost interesting how in some examples within the article, the subject decides to make a change in his or her lifestyle, whereas in other examples the individual does not.
 This automatically led me to the following thought:
Often we have good intentions and ideas around New Year’s Eve, but we tend to implement only …