As I wrote in my last personal project Growth Update, I want to actively start investing in stocks and options, in order build my net value and to generate a passive income and incremental retirement plan on the long run. But then, as I was ready to buy some call options ING Bank, my online banking account returned an error:
You do not have permission to conduct this type of transaction.
I was a bit confused, and decided to dig into the complete setup of products at my bank. And I was …

Without doubt, since the world’s first credit card, issued by Diners Club, credit cards have become an integral part of our lives. Some people swear to have only one credit card, whereas others are committed to having different credit cards for different purposes and needs. Nevertheless, using credit cards unwisely can potentially lead to great money losses, increasing debt, reduced credit rating, up to complete insolvency.
Credit cards exist with many different features and terms and conditions, but they have one thing in common: they will usually cost money in one …

Being in debt has become quite normal in today’s world: people buy real estate and take a mortgage, a loan is taken in order to buy a car, a television or the newest Playstation is quickly bought with the credit card, and this month’s phone bill seemed to bit slightly higher than usual. Actually, debt does not have to be all that bad… if it planned and under control.