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	<title>Moneywise24 Personal Finance</title>
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	<description>Managing your Personal Finances Wisely</description>
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		<title>Learning How To Prosper</title>
		<description><![CDATA[Author: David Beairsto
Becoming Healthy, Wealthy and Wise
Change is essential for anyone wanting to make a difference in this world. Knowing how to prosper, like knowing any process, starts by embracing change as a way of lfie.
Moving from one fixed point to a desired conclusion requires action. Action by definition is the opposite of being fixed or permanent. While our current state and our desired conclusion may be inactive reference points, the process of moving from the beginning to the end is fraught with activity.
You Can’t Win Unless You Finish The ...]]></description>
		<link>http://www.moneywise24.com/2010/02/learning-how-to-prosper/</link>
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		<title>How to Save Money on Lodging with Couchsurfing</title>
		<description><![CDATA[Traveling can be quite expensive. First, a large proportion is spent on getting to your destination, either via plane, car, train, or whichever method of transportation you use. Second, daily activities and food and beverages might eat up a large proportion of your budget. Last, you will need a place to stay. Most people choose for a hotel, a hostel, a campsite, or similar. Especially for the more open-minded people among us, there is a cheap alternative to the so expensive lodging: it is called couchsurfing (www.couchsurfing.com).
Couchsurfing is not as much focussed ...]]></description>
		<link>http://www.moneywise24.com/2010/01/how-to-save-money-on-lodging-with-couchsurfing/</link>
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		<title>Overcoming Shyness and Social Anxiety</title>
		<description><![CDATA[Social anxiety and shyness are more around us than we think. Social anxiety is anxiety, or a sense of extreme fear, about social situations, interactions with other people, and generally how we perceive social settings. Social anxiety is often formed during childhood, and usually remains unnoticed until adolecense or early adulthood. Social anxiety is usually a great burden to those individuals impacted, since it normally results in a small social circle, and the inability to engage in new relationships and friendship. However, at a business level, social anxiety also has a ...]]></description>
		<link>http://www.moneywise24.com/2010/01/overcoming-shyness-and-social-anxiety/</link>
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		<title>Personal Development and How To Manage Change</title>
		<description><![CDATA[Every healthy person is seeking for personal development; this can be at work, working towards a healthier lifestyle, doing more sport, reducing stress, stop smoking, or taking on some hobbies you always wanted to do. Life is, and should be, dynamic and interesting, and indeed each and every person has the ability to pursue his or her own luck.
Often, the new year kicks off with a lot of good intentions. People promise themselves to quit smoking, to move to another place, to change their jobs, or to do sports three days a ...]]></description>
		<link>http://www.moneywise24.com/2010/01/personal-development-and-how-to-manage-change/</link>
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		<title>Book Review: &#8220;Rich Dad, Poor Dad&#8221; by Robert T. Kiyosaki</title>
		<description><![CDATA[As we grow up, we are often told by our parents and peer groups to go to school, get good grades, enjoy education and to get a good and secure job at a company. We strive to gain wealth by working hard, and fighting for promotions and salary raises. At the same time, we try to get ourselves comfortable lives: a nice apartment, a car, fashionable clothing, and good lifestyle in general. We use credit cards and loans to finance things for which we do not yet have money readily ...]]></description>
		<link>http://www.moneywise24.com/2010/01/book-review-rich-dad-poor-dad-by-robert-t-kiyosaki/</link>
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		<title>The Top Reason Why You Should Stop Looking for a Better Job</title>
		<description><![CDATA[Honestly, it costs me quite some effort and perhaps a bit of courage to write this article; finally, after having seen the book quite some times in my local bookstore but having ignored it due to its simple title, I decided to buy Rich Dad, Poor Dad - if it would have been called &#8220;an empiric study about the financial development of&#8230; &#8221; I would have bought it sooner, in the end I currently live in Germany. I have still not read the entire book, and read through the first ...]]></description>
		<link>http://www.moneywise24.com/2009/12/the-top-reason-why-you-should-stop-looking-for-a-better-ob/</link>
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		<title>Becoming a Millionaire, and &#8220;The Million Dollar Club&#8221;</title>
		<description><![CDATA[I have to be completely honest with you: I have always wanted to become a millionaire&#8230; I think since I was 16 or so. So then, why am I not already. I mean, I have had 16 years of my life to achieve that goal&#8230;
I believe life is so exciting, fast paced, and emotional, that we quickly tend to lose sight of our goals. At least I do every now and then. For this reason, I was extremely surprised, or perhaps call it relieved, to find a &#8220;Million Dollar Club&#8221; ...]]></description>
		<link>http://www.moneywise24.com/2009/12/becoming-a-millionaire-and-the-million-dollar-club/</link>
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		<title>Good Intentions for 2010 &#8211; Personal Change Management</title>
		<description><![CDATA[I read an utmost interesting article today at the Financial Samurai website, about rational decisions and how it may impact the lives of individuals. Although the story itself is about rational or irrational decision making processes, I find it utmost interesting how in some examples within the article, the subject decides to make a change in his or her lifestyle, whereas in other examples the individual does not.
 This automatically led me to the following thought:
Often we have good intentions and ideas around New Year&#8217;s Eve, but we tend to implement only ...]]></description>
		<link>http://www.moneywise24.com/2009/12/good-intentions-for-2010-personal-change-management/</link>
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		<title>Laid off? Out of work? Life is all about creating yourself!</title>
		<description><![CDATA[Author: Ev Nucci

&#8220;Humankind cannot bear much reality.&#8221;  T. S. Eliot
No matter how bad things are, like millions before you, you can create a new future. I have, so I know what I&#8217;m talking about.   You find out who people are in the bad times, not in the good.
 
Re-writing your future is a state of mind
You are never too old , it’s never too late to start anew. And if you think you can&#8217;t take steps backwards in order to take steps forward, think again.
Danny Aiello began ...]]></description>
		<link>http://www.moneywise24.com/2009/12/laid-off-out-of-work-life-is-all-about-creating-yourself/</link>
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		<title>MW24 Update: the Blog Redesigned</title>
		<description><![CDATA[Dear visitor,
If you have visited Moneywise24 Personal Finance before, you have probably already noticed some changes to the site. You&#8217;re right, after having started blogging since November 2009, I have tried out some different lay-outs, different templates, and different ways of organizing things, but I found all attempts quite unsatisfying.
In my search for a better organized blog, I have finally found a mix of layout and content, aiming at making this blog more easy to navigate and increasing its visibility. The main changes include the following:

The theme currently in use ...]]></description>
		<link>http://www.moneywise24.com/2009/12/mw24-update-the-blog-redesigned/</link>
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