Yesterday I had written my review for 2009, in which I had identified quite some pros and cons for the year. Today, being the last day, I want to focus on 2010, and my commitments. As I had written in the article Good Intentions for 2010 – Personal Change Management not to focus on too many items simultaneously, I will keep my list short.
A start towards financial independence
My main goal for 2010 is to start working on being financially independent. I remember many conversations I had with friends about this …

As we are approaching the end of 2009, it is time for me to review 2009, and get a good picture of where I am at. With the initiation of this blog, Moneywise24 Personal Finance, I have very much made a commitment to myself in November, to better the financial aspects of my life, and wanting to share it with the world.
I currently use Microsoft Money to maintain an overview of my finances. I have implemented this early 2009, and I wanted to use 2009 to get a clear picture …

I have to be completely honest with you: I have always wanted to become a millionaire… I think since I was 16 or so. So then, why am I not already. I mean, I have had 16 years of my life to achieve that goal…
I believe life is so exciting, fast paced, and emotional, that we quickly tend to lose sight of our goals. At least I do every now and then. For this reason, I was extremely surprised, or perhaps call it relieved, to find a “Million Dollar Club” …

Dear visitor,
If you have visited Moneywise24 Personal Finance before, you have probably already noticed some changes to the site. You’re right, after having started blogging since November 2009, I have tried out some different lay-outs, different templates, and different ways of organizing things, but I found all attempts quite unsatisfying.
In my search for a better organized blog, I have finally found a mix of layout and content, aiming at making this blog more easy to navigate and increasing its visibility. The main changes include the following:

The theme currently in use …

As I wrote in my last personal project Growth Update, I want to actively start investing in stocks and options, in order build my net value and to generate a passive income and incremental retirement plan on the long run. But then, as I was ready to buy some call options ING Bank, my online banking account returned an error:
You do not have permission to conduct this type of transaction.
I was a bit confused, and decided to dig into the complete setup of products at my bank. And I was …