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	<title>Moneywise24 Personal Finance &#187; General</title>
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	<description>Managing your Personal Finances Wisely</description>
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		<item>
		<title>Learning How To Prosper</title>
		<link>http://www.moneywise24.com/2010/02/learning-how-to-prosper/</link>
		<comments>http://www.moneywise24.com/2010/02/learning-how-to-prosper/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 11:43:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Headline]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[rich]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=425</guid>
		<description><![CDATA[Author: David Beairsto
Becoming Healthy, Wealthy and Wise
Change is essential for anyone wanting to make a difference in this world. Knowing how to prosper, like knowing any process, starts by embracing change as a way of lfie.
Moving from one fixed point to a desired conclusion requires action. Action by definition is the opposite of being fixed or permanent. While our current state and our desired conclusion may be inactive reference points, the process of moving from the beginning to the end is fraught with activity.
You Can’t Win Unless You Finish The ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Personal Development and How To Manage Change</title>
		<link>http://www.moneywise24.com/2010/01/personal-development-and-how-to-manage-change/</link>
		<comments>http://www.moneywise24.com/2010/01/personal-development-and-how-to-manage-change/#comments</comments>
		<pubDate>Tue, 12 Jan 2010 19:11:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[change]]></category>
		<category><![CDATA[kaizen]]></category>
		<category><![CDATA[personal development]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=409</guid>
		<description><![CDATA[Every healthy person is seeking for personal development; this can be at work, working towards a healthier lifestyle, doing more sport, reducing stress, stop smoking, or taking on some hobbies you always wanted to do. Life is, and should be, dynamic and interesting, and indeed each and every person has the ability to pursue his or her own luck.
Often, the new year kicks off with a lot of good intentions. People promise themselves to quit smoking, to move to another place, to change their jobs, or to do sports three days a ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Top Reason Why You Should Stop Looking for a Better Job</title>
		<link>http://www.moneywise24.com/2009/12/the-top-reason-why-you-should-stop-looking-for-a-better-ob/</link>
		<comments>http://www.moneywise24.com/2009/12/the-top-reason-why-you-should-stop-looking-for-a-better-ob/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 09:28:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[entrepreneurship]]></category>
		<category><![CDATA[Poor Dad]]></category>
		<category><![CDATA[Rich Dad]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=387</guid>
		<description><![CDATA[Honestly, it costs me quite some effort and perhaps a bit of courage to write this article; finally, after having seen the book quite some times in my local bookstore but having ignored it due to its simple title, I decided to buy Rich Dad, Poor Dad - if it would have been called &#8220;an empiric study about the financial development of&#8230; &#8221; I would have bought it sooner, in the end I currently live in Germany. I have still not read the entire book, and read through the first ...]]></description>
		<wfw:commentRss>http://www.moneywise24.com/2009/12/the-top-reason-why-you-should-stop-looking-for-a-better-ob/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Good Intentions for 2010 &#8211; Personal Change Management</title>
		<link>http://www.moneywise24.com/2009/12/good-intentions-for-2010-personal-change-management/</link>
		<comments>http://www.moneywise24.com/2009/12/good-intentions-for-2010-personal-change-management/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 14:44:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Headline]]></category>
		<category><![CDATA[behavior]]></category>
		<category><![CDATA[change]]></category>
		<category><![CDATA[changes]]></category>
		<category><![CDATA[habits]]></category>
		<category><![CDATA[intentions]]></category>
		<category><![CDATA[New Year Eve]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=374</guid>
		<description><![CDATA[I read an utmost interesting article today at the Financial Samurai website, about rational decisions and how it may impact the lives of individuals. Although the story itself is about rational or irrational decision making processes, I find it utmost interesting how in some examples within the article, the subject decides to make a change in his or her lifestyle, whereas in other examples the individual does not.
 This automatically led me to the following thought:
Often we have good intentions and ideas around New Year&#8217;s Eve, but we tend to implement only ...]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Why Do We Take Financial Decisions, That Are Bad For Us?</title>
		<link>http://www.moneywise24.com/2009/12/why-do-we-take-financial-decisions-that-are-bad-for-us/</link>
		<comments>http://www.moneywise24.com/2009/12/why-do-we-take-financial-decisions-that-are-bad-for-us/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 20:46:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[decisions]]></category>
		<category><![CDATA[emotions]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[research]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=277</guid>
		<description><![CDATA[We continuously hear about how people make unwise financial decisions, and how we rely too much on our emotions. We tend to think &#8220;this will not happen to me, I am a smart and educated person&#8221;. A documentary I saw yesterday demonstrated the exact opposite. Below, I would like to take the opportunity to recap two scenarios of yesterday&#8217;s documentary, and the results.
5 Euros now, or 40 Euros in six weeks
Different random people on the streets were offered a 5 Euro bill on the spot, or they had the option ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How to Watch Out for Scams: BMWs Don&#8217;t Come For Free</title>
		<link>http://www.moneywise24.com/2009/12/how-to-watch-out-for-scams-bmws-dont-come-for-free/</link>
		<comments>http://www.moneywise24.com/2009/12/how-to-watch-out-for-scams-bmws-dont-come-for-free/#comments</comments>
		<pubDate>Wed, 16 Dec 2009 20:09:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[fraudsters]]></category>
		<category><![CDATA[fraudulent companies]]></category>
		<category><![CDATA[lottery]]></category>
		<category><![CDATA[prize]]></category>
		<category><![CDATA[scams]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=273</guid>
		<description><![CDATA[When I got home the day before yesterday, I had a very interesting message waiting for me on my answering machine. The text was clearly spoken by a computer, and although I already deleted the message, this is roughly what it said:
Hello, this is &#8220;Mr X&#8221;. Your number has just been selected from our database, and you are a winner. This is not a joke, you have just won a BMW 3-series, or the equivalent of 30,000 Euros in cash. Again, this is not a joke. You can claim your ...]]></description>
		<wfw:commentRss>http://www.moneywise24.com/2009/12/how-to-watch-out-for-scams-bmws-dont-come-for-free/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The top reasons why you want to spend Christmas at home</title>
		<link>http://www.moneywise24.com/2009/12/the-top-reasons-why-you-want-to-spend-christmas-at-home/</link>
		<comments>http://www.moneywise24.com/2009/12/the-top-reasons-why-you-want-to-spend-christmas-at-home/#comments</comments>
		<pubDate>Sun, 13 Dec 2009 13:30:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[airline]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[hotel]]></category>
		<category><![CDATA[New Year Eve]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[traveling]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=248</guid>
		<description><![CDATA[Christmas is a joyful time; it is a time to spend with family, good friends, and simply enjoy being together and sharing the good times. Nevertheless, many people decide to spend their Christmas possibly as far away as possible. How about spending Christmas in Las Vegas, Miami, or traveling to Bangkok to enjoy a traditional Thai massage?
Although traveling is fun, exciting and even educational, there are a few top reasons why you may do yourself a favor and spend Christmas at home.
High Price
Traveling comes at a price, and this is ...]]></description>
		<wfw:commentRss>http://www.moneywise24.com/2009/12/the-top-reasons-why-you-want-to-spend-christmas-at-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Increasing My Daily Efficiency Level</title>
		<link>http://www.moneywise24.com/2009/12/increasing-my-daily-efficiency-level/</link>
		<comments>http://www.moneywise24.com/2009/12/increasing-my-daily-efficiency-level/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 17:51:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[getting up early]]></category>
		<category><![CDATA[sleeping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=218</guid>
		<description><![CDATA[I spontaneously realized something this morning: how much time of our lives do we actually spend either

sleeping, or
doing nothing

I came to this question, because this morning was typical again: I had been spending hours in front of the television watching a thriller last night, and as I result I went to bed at 1:30 at night. Then, this morning, like every morning, my alarm clock rings at 6 in the morning, I smash it with my left hand until it shuts up, I decide to lay down just for another ...]]></description>
		<wfw:commentRss>http://www.moneywise24.com/2009/12/increasing-my-daily-efficiency-level/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Balance Your Life: Why Money isn&#8217;t Everything</title>
		<link>http://www.moneywise24.com/2009/11/balance-your-life-why-money-isnt-everything/</link>
		<comments>http://www.moneywise24.com/2009/11/balance-your-life-why-money-isnt-everything/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 19:54:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[fitness]]></category>
		<category><![CDATA[happyness]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[love]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[relationship]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=34</guid>
		<description><![CDATA[For quite some time I was pretty obsessed with money; I wanted more, bigger salaries, huge cars, the list is endless. This obsession started when I moved to a larger city right after I graduated, and I felt really bad to be at the bottom of the ladder, just starting my career from scratch. I saw BMWs and Porches driving around, peope I met were bragging about their brand new penthouse in the city center, a Maserati comes by with a 20-year old blonde at the wheel. I got so caught up with what I ...]]></description>
		<wfw:commentRss>http://www.moneywise24.com/2009/11/balance-your-life-why-money-isnt-everything/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Benefits of an Emergency Account</title>
		<link>http://www.moneywise24.com/2009/11/the-benefits-of-an-emergency-account/</link>
		<comments>http://www.moneywise24.com/2009/11/the-benefits-of-an-emergency-account/#comments</comments>
		<pubDate>Sun, 15 Nov 2009 11:42:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[back-up]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[crash]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[emergencies]]></category>
		<category><![CDATA[emergency account]]></category>
		<category><![CDATA[forecast]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=24</guid>
		<description><![CDATA[I was thinking a few things over last night, amont others how my financial situation would look if everything crashed: stocks plummet and I would lose my job due to a financial crisis. In my case, this wouldn't look good at all.]]></description>
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