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	<title>Moneywise24 Personal Finance &#187; Expenses</title>
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	<description>Managing your Personal Finances Wisely</description>
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		<title>How Much Tipping Is Accepted in Europe?</title>
		<link>http://www.moneywise24.com/2011/06/how-much-tipping-is-accepted-in-europe/</link>
		<comments>http://www.moneywise24.com/2011/06/how-much-tipping-is-accepted-in-europe/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 16:06:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Going Out]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[tipping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=1007</guid>
		<description><![CDATA[Tipping is often a sign for outstanding service, and I know that I usually tend to give a tip. But how much tipping is actually usual, or even expected? Tipping for me is pretty much a dilemma: on the one side I am trying to live frugally, expecting a good service at a restaurant or [...]]]></description>
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		<title>3 Easy Ways To Save Money During A Weekend Trip (to Prague)</title>
		<link>http://www.moneywise24.com/2011/06/3-easy-ways-to-save-money-during-a-weekend-trip-to-prague/</link>
		<comments>http://www.moneywise24.com/2011/06/3-easy-ways-to-save-money-during-a-weekend-trip-to-prague/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 14:47:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[frugal living]]></category>
		<category><![CDATA[weekend trips]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=997</guid>
		<description><![CDATA[Last week I was enjoying my annual leave to the fullest; I stayed home for the first part of the week (which motivated to write the article How To Spend A One Week Holiday At Home), in the second part of the week I visited the wonderful city of Pragu]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Top Reaon Why You Should Pay Yourself First</title>
		<link>http://www.moneywise24.com/2011/06/the-top-reaon-why-you-should-pay-yourself-first/</link>
		<comments>http://www.moneywise24.com/2011/06/the-top-reaon-why-you-should-pay-yourself-first/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 07:51:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[paying your bills]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=942</guid>
		<description><![CDATA[Sometimes I am wondering, what I do all this for. I mean, all the work, financial planning, breaking my head over my retirement planning. Often, a typical month would look like this: I work the hard, the entire month, I pay taxes on my salary,]]></description>
		<wfw:commentRss>http://www.moneywise24.com/2011/06/the-top-reaon-why-you-should-pay-yourself-first/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
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		<title>One reason why you should not pay your bills immediately</title>
		<link>http://www.moneywise24.com/2011/05/one-reason-why-you-should-not-pay-your-bills-immediately/</link>
		<comments>http://www.moneywise24.com/2011/05/one-reason-why-you-should-not-pay-your-bills-immediately/#comments</comments>
		<pubDate>Thu, 26 May 2011 14:07:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Income]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[interest]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=672</guid>
		<description><![CDATA[Many books providing financial advice write to pay your bills on time, reducing the risk of late payment, and keeping your administration up-to-date and in good order. Although this is technically not wrong, there is one reason why you may not want t]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How to Save Money on Lodging with Couchsurfing</title>
		<link>http://www.moneywise24.com/2010/01/how-to-save-money-on-lodging-with-couchsurfing/</link>
		<comments>http://www.moneywise24.com/2010/01/how-to-save-money-on-lodging-with-couchsurfing/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 09:47:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[couchsurfing]]></category>
		<category><![CDATA[lodging]]></category>
		<category><![CDATA[Travel]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=419</guid>
		<description><![CDATA[Traveling can be quite expensive. First, a large proportion is spent on getting to your destination, either via plane, car, train, or whichever method of transportation you use. Second, daily activities and food and beverages might eat up a large pro]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How Fraud Results in Unauthorized Bank Transfers</title>
		<link>http://www.moneywise24.com/2009/12/how-fraud-results-in-unauthorized-bank-transfers/</link>
		<comments>http://www.moneywise24.com/2009/12/how-fraud-results-in-unauthorized-bank-transfers/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 11:43:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[scams]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=300</guid>
		<description><![CDATA[This morning, as I was drinking my coffee and waking up slowly, I watched a report about a new type of scam which involves unauthorized bank transfers. Although the report mainly applies to the German banking system, this could also apply to other co]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Little Things You Can Do At Home to Save Money</title>
		<link>http://www.moneywise24.com/2009/12/5-little-things-you-can-do-at-home-to-save-money/</link>
		<comments>http://www.moneywise24.com/2009/12/5-little-things-you-can-do-at-home-to-save-money/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 19:43:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[apartment]]></category>
		<category><![CDATA[energy]]></category>
		<category><![CDATA[energy saving]]></category>
		<category><![CDATA[heating]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[light]]></category>
		<category><![CDATA[living]]></category>
		<category><![CDATA[water]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=268</guid>
		<description><![CDATA[The economic times we live in put many individuals under pressure; the recession, unemployment, more competition. But also inflation, and rising prices in general make the need to save more money where possible essential. Yet many people are literall]]></description>
		<wfw:commentRss>http://www.moneywise24.com/2009/12/5-little-things-you-can-do-at-home-to-save-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Cards and How to Use them Intelligently</title>
		<link>http://www.moneywise24.com/2009/12/credit-cards-and-how-to-use-them-intelligently/</link>
		<comments>http://www.moneywise24.com/2009/12/credit-cards-and-how-to-use-them-intelligently/#comments</comments>
		<pubDate>Sun, 13 Dec 2009 15:52:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=253</guid>
		<description><![CDATA[Without doubt, since the world's first credit card, issued by Diners Club, credit cards have become an integral part of our lives. Some people swear to have only one credit card, whereas others are committed to having different credit cards for diffe]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Balanced Living Standards: Cheap, Cheaper, Cheapest?</title>
		<link>http://www.moneywise24.com/2009/12/balanced-living-standards-cheap-cheaper-cheapest/</link>
		<comments>http://www.moneywise24.com/2009/12/balanced-living-standards-cheap-cheaper-cheapest/#comments</comments>
		<pubDate>Mon, 07 Dec 2009 18:05:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[Career]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[living]]></category>
		<category><![CDATA[living standard]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=216</guid>
		<description><![CDATA[I stumbled upon an article the other day, unfortunately I only quickly browsed the site and completely failed to write down the URL. Nevertheless, the article was an interesting one; it described how a woman from Latin America paid back her 25,000 US]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation Company Warning Signals</title>
		<link>http://www.moneywise24.com/2009/12/debt-consolidation-company-warning-signals/</link>
		<comments>http://www.moneywise24.com/2009/12/debt-consolidation-company-warning-signals/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 10:12:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Expenses]]></category>
		<category><![CDATA[advance payments]]></category>
		<category><![CDATA[advertisements]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[financial control]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[scams]]></category>

		<guid isPermaLink="false">http://www.moneywise24.com/?p=208</guid>
		<description><![CDATA[At present, countless individuals are feeling the stress of handling their overwhelming debt burden. Consequently, they are resorting to debt consolidation companies to help them deal with their debts and regain financial control. Unluckily, many of]]></description>
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		<slash:comments>0</slash:comments>
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